Compilation Service 7

• Compile your finances
• Connect your bank
• Update your information
• Provide an information power of attorney
• Remove connected accounts

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Benefits 13

• General information on salary exchange plans
• Salary exchange plan through Nordnet Pension
• Salary exchange plan through Advinans
• Salary exchange plan through Collectum
• Salary exchange through ITP 1

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Advinans' ISK 11

• Open an ISK account
• Information about ISK
• Minimum amount for a deposit with Advinans
• BankID for identification and signing of agreements
• Get BankID

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Fees and Taxes 9

• Advinans’ prices and fees
• How is the basis for Advinans’ management fee calculated?
• Our management fees
• Variable fee depending on how much you save
• Digital advisory services from Advinans

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Deposits and Withdrawals 8

• Make a deposit
• How long does it take from a deposit until my money is invested?
• Why could there be cash in my account?
• Why does Advinans only use Direct Debit for payments?
• Can I have several Direct Debit connections?

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Advinans' Insurance 5

• Insurance for private individuals
• Advinans’ partners in insurance
• Pay by Direct Debit
• Health declaration
• Advinans’ advisory service for insurance

Advinans' Advisory Service 8

• Advinans’ pension advisory service
• How do I follow the investment advice?
• Pension forecast
• Advisory Service Documentation
• Institutions for which Advinans provides pension advisory services

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Transfer of Savings 5

• Can I transfer pension insurance to Advinans?
• Can I transfer my investment savings account (ISK) to Advinans?
• Can I transfer share/investment fund accounts/securities custody accounts to Advinans
• Can I transfer my individual retirement savings (IPS) to Advinans?
• Can I transfer endowment insurance to Advinans?

Advinans' Management Model 21

• Change strategy in a portfolio
• Select your own funds
• How does the saving period impact my investment plan/fund portfolio?
• What are different approaches to savings at Advinans?
• What is traditional management and is it good for retirement savings?

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Information for companies and administrators 5

• Administrator roles in Advinans’ portal
• Change main administrator
• Remove administrator
• Who should the employee contact when it is time to retire?
• Advinans and our partners

Salary Exchange Plans 3

• Salary Exchange Policy in Advinans’ Business Portal
• Reporting and invoicing of salary exchange plans
• Handling of salary exchange plans for employees with ITP

Administration in the Portal 8

• Add or modify employees manually
• Import of employees via file
• Advinans' service for invoices
• Reporting of SL tickets for salary deduction
• Administration of pension and insurance

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Benefits and Offers 4

• Create benefits groups and cost centres
• Job offers
• Internal communication and the company's unique offers
• Computer glasses and safety glasses

General information about Advinans 6

• Recommended web browsers
• The founders and board members of Advinans
• In the event of death
• Contact details for any comments or complaints
• Advinans permissions

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Security and confidentiality 5

• Measures to prevent money laundering and financing of terrorism
• Stored information for closed accounts
• IT security
• Customer security
• What would happen in the event of bankruptcy?