An endowment insurance can never be transferred but you can withdraw the money to a bank account, and then transfer it to an Advinans ISK. To withdraw money from an endowment insurance is called making a "repurchase", and you do this by contacting customer service at your current insurance company.

• Tax: No capital gains tax is payable on repurchases from an endowment insurance.
  
• Fees: Depending on how long you have had your endowment insurance and where it is today, a so-called repurchase fee can be deducted. You can ask how this works for your insurance when you talk to customer service at your current insurance company.
  
• Time: A repurchase usually takes between 1-3 weeks depending on the insurance company's processing time.