Advinans is planning to offer IPS accounts, which means that in the future we will be able to assist you with transferring your IPS to us.

Until then: IPS is normally locked until the age of 55 (Income Tax Act) but if you have an IPS where the value is less than a price base amount (SEK 52,500 in 2023) you have the right to close the account and withdraw the entire amount prematurely, regardless of how old you are. Contact your current bank to close your IPS and get the money into an account. The capital of a closed account is taxed as income and the net amount can then be deposited into your ISK with Advinans.