First of all, Advinans, unlike other companies in Sweden, pays back any discounts from the investment fund companies to all customers. This means that the same investment fund is up to 75 % cheaper with us compared to other operators. The work of Advinans is also based on the philosophy that we only partner with one supplier per type of investment fund. Our suppliers are thus given access to an attractive customer base in a cost-effective way and they can therefore offer competitive fees.