The saving period is what should have the greatest impact on the risk-taking in your savings. Simply explained, if you have a long savings period, Advinans will give you a high proportion of equity funds (risk) that will subsequently decrease in favour of fixed-income funds as you approach your savings target. If you have a short savings horizon, it means a high percentage of fixed-income funds from the start.
How does the saving period impact my investment plan/fund portfolio? Print
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